1914 $20 FRN (Fr. 968)

A well-balanced Choice VF with notably strong ink contrast and above-average eye appeal for the grade. The paper remains sound and evenly circulated, showing a vertical center fold with additional light folds and routine handling, yet no distracting repairs or annotations apparent in the holder. Margins are pleasing and fairly even, lending the face a crisp, squared look; the blue overprint and serials stand out cleanly against the paper. The reverse retains a deep, uniform green with only modest soiling consistent with the grade. A wholesome, original-looking example that presents far better than many peers in this range.